Critical Illness Cover
Critical Illness Cover
You’ve probably heard the term, but what is a critical illness?
Broadly speaking, a critical illness is a state of severe ill health, which is very likely to affect a person’s lifestyle. Illnesses such as cancer, strokes or multiple sclerosis (MS) are amongst the more commonly known critical illnesses.
If the worst does happen, it’s important to make sure you’re financially protected against the impact a critical illness could have on you and your family. Critical illness cover can be added at an additional cost when you take out life insurance, which starts from as little as £6 a month.
Our critical illness cover at a glance:
Cash Sum – Critical Illness Cover is designed to pay out your chosen amount of cover if you’re diagnosed with a specified critical illness that we cover during the length of your policy. It can be added when you take out life insurance, at an additional cost.
Additional Benefits – Additional Benefits such as Children’s Critical Illness Cover included at no extra charge.
Fixed premiums – Your premiums won’t go up, unless you alter your policy, so you’ll always know how much you’re paying.
Second Medical Opinion service – An independent Second Medical Opinion service is available in the event of a claim. This service offers a face to face medical consultation with a Consultant Specialist and supporting medical report. Any alternative diagnosis may be used to support a claim.